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Context

Agirc-Arrco, which manages the contributions and retirement pensions of employees under the general scheme and the agricultural scheme, pays out €84 billion in retirement pensions each year and covers more than 70 per cent of the working population. Given the scale of the scheme’s coverage, it is essential to have a precise understanding of the career paths of Agirc-Arrco contributors and their retirement behaviour, in order to predict long-term financial sustainability and assess the impact of past and future reforms.

Presentation

The first partnership with Agirc-Arrco began in 2016. During this partnership, the IPP carried out research into fertility and marriage patterns, as well as career trajectories. In particular, this research enabled the development and refinement of the MiSRAA microsimulation model. This model allows for short- and long-term projections regarding the population of Agirc-Arrco scheme members. It is used by both social partners during annual negotiations on the management of the scheme and also informs the projections of the Pensions Advisory Council (COR).

Following an in-depth study of inequalities in life expectancy among private-sector employees based on their permanent income. The partnership with the AA is regularly renewed. Work carried out over the last few months has focused on modelling the end of working life and the transition to retirement. Beyond the scope of academic research, the results are intended to feed into the MiSRAA model in order to improve its predictions.

Research Team

This project is led by the pole Pensions.
Coordinator: Maxime Tô

Method and Data

Partners

Agirc-Arrco
Last modified: July 20, 2026