Agirc-Arrco, which manages the contributions and retirement pensions of employees under the general scheme and the agricultural scheme, pays out €84 billion in retirement pensions each year and covers more than 70 per cent of the employed working population. Given the scale of the coverage, it is essential to have a precise understanding of the career paths of Agirc-Arrco contributors and their retirement behaviour, in order to predict the long-term financial implications and assess the impact of past or future reforms.

